Fiduciary
As an Investment Adviser, we are considered a fiduciary. As a fiduciary, it is our responsibility to act solely in the best interest of each of our clients at all times. Our fiduciary duty is the core underlying principal of our Code of Ethics.
Fee Only
We are a fee only advisor, therefore we are not incentivized to recommend investment products that are not in the best interests of our clients. We do not collect commissions and we do not sell insurance.
Asset Allocation
We construct risk-adjusted and customized asset allocation for each client's portfolio taking into consideration of their financial goals, time horizon, risk tolerance, liquidity needs and other unique constraints.
Disclosure: Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment loss. As with any investment strategy, there is the possibility of profitability as well as loss.